About Bison Bond I

This program uses no-load mutual funds, and/or exchange traded funds. The Bison Bond I program focuses on providing investors with an alternative to the "normal" Wall Street method of bond management. Using only the highest quality bonds, this program avoids credit risk but does have considerable market risk in order to obtain upper percentile returns. Economic fundamentals are used to forecast interest rates, and these forecasts are then used to determine the securities to be utilized by the program. This program utilizes no-load mutual funds and/or ETFs invested in government securities only. The Bison Bond I program from Central Plains Advisors, Inc. provides individuals with institutional quality management.

The Bison Bond I program utilizes zero-coupon or long-dated exchange traded government bonds since they are more volatile than shorter-term bonds. This volatility - although involving the market risk - is essential in achieving higher capital gains.

At the investor's request, the Bison Bond I program can be applied to annuities that have acceptable government bond funds. These work well with our investment style. Please keep in mind that all annuities have costs, which should be investigated to your satisfaction. Central Plains Advisors, Inc. does not participate in any compensation from these funds or any other funds. The investment results will differ with annuities.

Why Use Bison Bond I

Bison Bond I, which is our original program, takes advantage of Central Plains Advisors, Inc.'s expertise in following the Austrian Economic model and using mutual funds and/or ETFs with various targeted maturities. The Bison Bond I program uses only government bond funds.

Risks Associated with this Investment

The funds used in managing this program may have different weighted average maturities, and each fund will respond differently to changes in interest rates. Funds with longer weighted average maturities are more sensitive to interest rate changes. When interest rates rise, all of the funds' share values will decline, but the share values of funds with longer weighted average maturities will generally decline further.

At any given time, your shares may be worth more or less than the price you paid for them. In other words, it is possible to lose money by investing in this program, except in the case of zero-coupon bonds if held to maturity. This assumes no default on the part of the federal government.